Connecting Capital Structure & Credit Structure

In this practice lab, learners will step into the shoes of a SME lender and explore an interesting and common scenario — where the business owner has their mind made up about a borrowing request, but they don’t totally understand the risk implications. Learners who have completed this practice lab are able to explore criteria to evaluate credit requests, use an analysis tool to calculate financial ratios for various borrowing scenarios, and interpret financial ratios and recommend an appropriate credit structure.